yours
What it has cost, what it has earned, and where it is headed.
Wealth this home has built for you
Interest paid each year is the figure your tax preparer asks for.
Your equity is your next down payment. This uses today’s rate for a 30-year conventional loan, a 43% debt-to-income limit, and Pima County tax and insurance averages. Roger runs the real numbers.
Equity keeps building. Here is what each year of waiting does to your down payment and what you could buy, at the area’s forecast.
Typical costs and resale value for homes like yours in the Tucson area. Tap one to see what it does to your numbers.
Estimates from regional cost-versus-value data. Your quotes will vary, and the app updates these each year.
Improvements raise your cost basis, which can lower taxes when you sell. Upkeep keeps the home running.
A cared-for home holds its value. Here is what to do and when.
A seasonal plan for your climate. Skip what does not apply to your home and add what does. Make this list your own.
General items for a home like yours, plus anything your inspection flagged. Edit any of them or add your own.
Life and cost fill in automatically from the name. Change them if you know better.
Typical lives come from the InterNACHI and NAHB life-expectancy studies. Tap Edit on any system to change its dates.
Registered appliances are checked against the Consumer Product Safety Commission recall list every week.
Setting aside a month would cover these replacements as they come due.
Everything known about this home, read and organized for you.
Send Roger the closing package for this property and he will build its file: loan terms, the home's details, system ages, and title notes.
Roger added your closing package, so your app started with real numbers.
Attached to the work it paid for, so the record is ready for a buyer, an insurer, or your tax preparer.
Snap a photo or upload a PDF. The app reads the vendor, amount, and date, and files it under the matching expense. Warranties and manuals can go here too.
One PDF with every receipt and invoice, grouped by year, with improvements totaled for your cost basis.
Room by room, so a claim after a fire, flood, or theft takes an afternoon instead of months. Photos of a whole room count too.
Slow pans of each wall, open closets and drawers. The app reads the photos and lists what it sees so you can add values later.
Only people in your household. Your mortgage advisor and real estate agent never see your inventory, and it is not part of the history that transfers when you sell. Your insurance agent sees it only when you send it, each time, as a secure link you can revoke.
Everything the app uses for its numbers. Change anything here and the whole app updates.
Who is worth a call this week, and why. Only you see this screen. You see each client’s financial file and these signals; everything else in their file reaches you only when they send it.
Done from your computer at ownward.app/advisor, after the client has signed the Ownward consent disclosure at closing. Upload the closing package and the app builds their day-one file: loan terms from the Closing Disclosure, the home's details from the appraisal, and title notes. The moment you save, the client and their partner each get an invite by email, and by text only if they agreed to texts. The real estate agent is a suggestion: they get the agent view (home facts only, no financial figures) once the client confirms them.
Each agent has a separate agent view: the home’s facts only, never a financial figure, and only for the clients who confirmed them. No call lists, no signals, the same for every agent.